Monday, November 18, 2013

Berendes v. Farmers Ins. (Cal. Ct. App. - Nov. 18, 2013)

Kristina Berendes' father gave her a 2005 Mercedes-Benz ML 350 for graduating college.  Nice gift.

Kristina was later a pedestrian when she was hit and killed by an underinsured driver.  Her survivors got the driver's $50,000 policy limit, and another $200,000 from her husband's underinsured motorist coverage.  But she wants an additional $1,000,000 from her father's umbrella policy.

She got the car from her father.  But not the policy.  Dimissal affirmed.

Sometimes a good insurance policy is even more important than a Mercedes.