Kristina Berendes' father gave her a 2005 Mercedes-Benz ML 350 for graduating college. Nice gift.
Kristina was later a pedestrian when she was hit and killed by an underinsured driver. Her survivors got the driver's $50,000 policy limit, and another $200,000 from her husband's underinsured motorist coverage. But she wants an additional $1,000,000 from her father's umbrella policy.
She got the car from her father. But not the policy. Dimissal affirmed.
Sometimes a good insurance policy is even more important than a Mercedes.